Artist's commentary
So this is basically a picture of Chie in FeMC’s winter outfit, but slightly altered to match Chie. Plan is to do each of the Persona 4 ladies.
I wish I’d changed the neck type on the jumper, but never mind. I’ll remember now for the other three, at least, and a polo-neck suits Chie anyway.
Also uploaded the lineart and the rough sketch. I think it’s fun to see how pictures develop.