clothed after sex
A combination of the after sex, cumdrip, cum in panties, and occasionally the exhibitionism tags. The character should have all of their clothes on or be at least mostly decent, however, the angle should make it clear that they just got done having sex before getting dressed again.
Prime Examples:
post #1444869
post #1645318
It is also acceptable if the character is in the process of putting the last of their clothes back on, such as in post #1660407 and post #2431121.